Towergate Bakers

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  • Residential park home insurance

    Comprehensive park home insurance for your residential park home and its contents from £187.

Residential park home insurance

Frequently asked questions - Park home insurance

Here are some of the questions we are often asked about residential park home insurance. If you can't find the answer to your question, please call us 0800 496 1516 and talk to our ever-helpful, expert team.

Will my home be insured for storm damage?

Yes, our policies provide cover against a wide range of perils including storm.

What am I likely to receive if my home is damaged beyond repair?

We will replace your park home with its brand new equivalent and pay any associated costs for site clearance, delivery and re-siting, provided your sum insured is sufficient. We will also pay the cost of replacing your contents as new, again provided you have insured for a sufficient amount.

Will my park home be covered when I am away on holiday?

So long as you are not away for more than 30 days, your property and contents will be insured in the same way as when you are living in it. If you are away for more than 30 days, some events will not be insured, e.g. frost damage to plumbing and/or escape of water.

How much will I have to pay as an excess if I have to claim?

Nothing at all for the majority of claims, the only exception is on claims for subsidence where an excess of £500 applies.