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Touring caravan insurance

Towergate Bakers offers a choice of touring caravan insurance products; 'Select' and 'Essentials'.

Select

Our 'Select' touring caravan insurance policy, with its wide-ranging 'all risks' caravan insurance cover, is designed to give you peace of mind when it comes to protecting your touring caravan and its contents. Our generous insurance discounts for good security, secure storage and claim-free caravanning give you exceptional value. As Caravan Magazine wrote, "This caravan insurer really can offer the most comprehensive cover".

Essentials

We also have a caravan insurance product suited for those who are new to caravanning or have limited levels of caravan security – our 'Essentials' touring caravan insurance policy is specifically designed for those who either have lower value caravans or don't have high security, no claims discount or age related discounts.

Key features of 'Select'

• A choice of new for old, agreed value or market value protection
• Generous discounts for good security, storage and claim-free caravanning
• Annual European use and RAC accident recovery abroad
• Generous 'loss of use' benefits
• Choice of excess

Key features of 'Essentials'

• New for old, market value or agreed value protection dependent upon age and ownership history
• European use up to 240 days maximum
• Loss of use benefits
• Fixed low £150 excess

Excess options

• Our 'Essentials' policy has a £150 excess
• On our 'Select' policy you can choose between no excess, £100 or £250 excess

Main exclusions

• Theft of the touring caravan unless a wheel clamp is used
• Water seeping through seams or seals
• Damage to tyres through punctures, cuts, bursts or braking
• Loss of or damage to jewellery, watches, money, cameras and camcorders

For more information on any of our touring caravan insurance policies, including all exclusions, see details and documents.